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Do you feel lucky? Well, do ya, punk?

Dirty Harry

Apolo­gies to Dirty Harry for butcher­ing the quote for the title. But it wouldn’t make sense otherwise.

Long story short: my part­ner and I sold our house, licensed our busi­ness to some­one else, and moved to Poland. The cost of liv­ing is low here and we don’t really have to work. The lifestyle is amaz­ing and we love it.

There’s a dif­fi­culty in using the word “retired”. I tend to use “semi-retired” but that term has many of the same prob­lems. Basi­cally, a 34 year old say­ing they are retired is going to cause one of a num­ber of responses in most peo­ple. Some think we’re lazy or have no ambi­tion. Oth­ers are sus­pi­cious and think it’s some kind of (prob­a­bly crim­i­nal) rort of the sys­tem that requires every­one to work for the man doing a job they hate from 8am to 6pm, until the day they drop dead of exhaus­tion. Some are sure we’ll squan­der all our sav­ings and/or get sick of liv­ing in these here for­eign parts and come back to Aus­tralia, tails between our col­lec­tive legs.

A few peo­ple get it. At least one cou­ple we know are in the process of fol­low­ing suit.

A hell of a lot of peo­ple say “You’re so lucky to be able to do that”. That’s the one that gets me.

Let me explain why. Luck has noth­ing to do with it. Luck rarely has any­thing to do with any­thing. If you win the lot­tery you are lucky, but you did go out and invest in a ticket which is prob­a­bly more than what the per­son com­plain­ing that you’re lucky and they’re not did. If you find $50 on the ground you’re lucky, but you also had your eyes open and were pay­ing atten­tion to your sur­round­ings. What enabled us to retire early enough to still enjoy our lives was a) work­ing hard, b) work­ing smart, and c) not want­ing what every­one else seems to want from life, or at least think they have to want.

Let’s start with the first one, work­ing hard. 34 might be young to retire but I’m not a spring chicken by any means. I slogged my arse off for four years at uni, then seven years work­ing ridicu­lously hard for some­one else, then five years build­ing our own busi­ness.  I’m not say­ing we didn’t have fun along the way — but it def­i­nitely was very hard work.

Sec­ondly, work­ing smart. Work­ing hard is what peo­ple used to do in the coal mines. Work­ing hard on some­thing that will not fur­ther your goals, what­ever they may be, is point­less. My dad says that lazi­ness is what dri­ves bril­liance in pro­gram­mers, but I don’t think it’s lim­ited just to pro­gram­mers. Peo­ple who can’t abide doing some­thing the bor­ing, time-consuming way will find a bet­ter, smarter way to do that thing and spend their time on some­thing else.  Or they’ll out­source it. Tim Fer­riss’ book The 4-Hour Work­week cov­ers a lot of this.

The last bit is the trick­i­est one to explain. Hon­est to the fly­ing spaghetti mon­ster, I don’t actu­ally want a four bed­room two bath­room house in the sub­urbs, an SUV in the garage and 2.5 chil­dren. I’m sure some peo­ple want that, but I’m forced to wan­der if they actu­ally really do want that or if it was just lim­ited imag­i­na­tion that caused them to go along with the flow. I want to live some­where with life — which the sub­urbs def­i­nitely do not have — and I want to lis­ten to music and learn every sin­gle thing about it and read every book ever writ­ten and write long rants like this one and spend all my money on geek toys, records and hand­made jew­ellery from Etsy. I want to drink beer and do tequila shots with my friends and even when I’m 80 I want to still fol­low my favourite bands around the sum­mer fes­ti­vals. I want to travel to almost every coun­try I can think of.

I feel like this is all now pos­si­ble. All it took was a lit­tle lat­eral thinking.

But def­i­nitely no luck.

6 Comments

  1. So I am guess­ing you don’t have kids, eh? :-)

    our basic costs are more than ade­quately cov­ered by what comes in from roy­al­ties and interest.”

    I think that’s the clincher. I do not believe in luck myself, but I think it’s fair to say that you are ‘for­tu­nate’ to be in a sit­u­a­tion where you can do all of those things that you desire to do using the above formula.

    Like you, I do not need nor want much in the way of mate­r­ial things and I have also worked very hard, but some­times life just deals you a dif­fer­ent set of cards.

    I applaud your move and wish you all the best!

    Andy

  2. Tell me more!
    I just put Google AdSense on my per­sonal web­site this week­end, and have made my first the­o­ret­i­cal dol­lar.
    How do you make money?

  3. Hey Andy — no I don’t have kids, and I don’t have any inten­tion of hav­ing any. But I don’t think that just because some­one does have kids means they have to live the 9–5 slog until they drop dead. Then again, as some­one who doesn’t have kids, who am I to even have an opinion?

    Phillip — my money sure as hell doesn’t come from AdSense! I intend to cover more specifics in a future post, so please keep reading :)

  4. I also get annoyed when any­one tells me I’m “lucky” — to have a fun job where I work from home, to go to so many con­fer­ences and learn lots of new stuff, to own a nice house in the hills in sunny Cal­i­for­nia… Nope, not luck. Hard work, smart choices, and know­ing what _I_ wanted. I have a few friends who are still in the same job they got after uni­ver­sity (25 years ago — OMG!), still in the same town, still com­plain­ing about their life. That’s not bad luck — that’s their _choice_.

  5. I still don’t under­stand how Kay says she earned enough to retire on.

    • Sorry Phillip, I’ve been a lit­tle pre­oc­cu­pied with the site move and redesign. That will be the very next post I pub­lish, I promise :)